Bad Credit Car Finance
Why choose us?
We deal with a panel of lenders that are used to dealing with customers that have a poor credit rating. Our lenders focus more on your ability to repay than your past credit history. Last year we arranged finance for more than 500 people that couldn’t get mainstream finance. Our overall acceptance rate is 96.6%.
Lenders that like to say yes!
CCJ's, defaults, arrears all accepted
500+ quality used cars in stock
Can i get car finance even though i have poor credit?
Of course you can! We’re specialists when it comes to bad credit car finance and believe that your credit history shouldn’t stop you from obtaining finance as long as you can afford the repayments.
What if i'm self employed?
If you’re self employed then you’re still eligible for getting financed with us as long as you can prove your income. Just apply now to start the process
I'm an ex-bankrupt - can i still apply?
Definitely. Our lending criteria isn’t based on your credit history, just your ability to repay. If you are an ex bankrupt and have been discharged, even for one day, we can help.
Can i get finance for a vehicle i've seen elsewhere?
Unfortunately we can’t finance cars from other dealerships or private sellers, however, we have 100’s of vehicles in stock so you shouldn’t have any trouble finding a car to suit your needs. All of our cars come with a comprehensive pre-handover inspection.
How long will the process take?
From start to finish. No more than 7 days and you could be driving away in your new car. One of our bad credit car finance specialists will talk you through the process and even help you complete the paperwork
What sort of repayments can i expect?
That depends on your circumstances and how much of a deposit you can put down. Don’t worry though, we only deal with responsible lenders and we’ll ensure your finance is tailored to you.